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Like eating out in the evenings, enjoying your time and for a cheap price? How about like buying that lusted after pair of shoes or new bikini that you know your bank balance doesn't actually stretch too. The poor student would be the one that does it anyway and goes in to the red, but the wealthy student would be a little wiser. Sometimes it's in your favour to shop around, buy the essentials at different stores when things are on offer, get your petrol from the cheapest station in town. But sometimes it can pay to be loyal. Loyalty cards have been around for a long time but in the past year they have certainly made improvements. Sainsbury's may be seen as being a little dearer for products that some other supermarkets but in fact if you are shop savvy then you can pick up what you need when on offer and so in the long run save money. If you haven't already got yourself a Sainsbury's Nectar card then make this a priority…as long as you have a shop that you can get to locally. Make sure you sign up and tick the right boxes so that you get offers sent to your in box, if you've a car tick so that Sainsbury's can send you information on other companies, such as BP.